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Fixed Deposit Rates

Current Fixed Deposit Rates (as at 24th October 2019)

Rates for Normal Customers
Period (Month) Monthly Maturity
Rate AER Rate AER
1 - -   8.50%   8.84%
3   9.00%   9.38%   9.00%   9.31%
6   9.25%   9.65%   9.50%   9.73%
12 11.00% 11.57% 11.50% 11.50%
15 11.00%
11.57% 11.50% 11.34%
18 11.00% 11.57% 11.50% 11.19%
24 11.50%
12.13% 12.25% 11.58%
36 12.00% 12.68% 12.75% 11.40%
48 12.00%
12.68% 12.75% 10.85%
60 12.50% 13.24% 13.25% 10.70%

 

Rates for Senior Citizens
Period (Month) Monthly (P.A) Maturity (P.A)
Rate AER Rate AER
1 -
-   8.50%   8.84%
3   9.00%   9.38%   9.00%   9.31%
6   9.25%   9.65%   9.50%   9.73%
12 11.50% 12.13% 12.00% 12.00%
15 11.50% 12.13% 12.00% 11.83%
18 11.50% 12.13% 12.00% 11.67%
24 12.00% 12.68% 12.75% 12.03%
36 12.50% 13.24% 13.25% 11.80%
48 12.50% 13.24% 13.25%
11.22%
60 13.00% 13.80% 13.75% 11.03%

 

 Savings Account Rates

Savings Accounts Rate
Normal Savings 4.00%
Bonus Savings (25% bonus interest(Interest on Interest) 5.50%
Achara Senior Citizen’s Savings 6.75%
   
Higher Saver Accounts
Account Balance LKR.1000.00 - LKR.9999.00 5.00%
Account Balance LKR.10000.00 - LKR.24999.00 6.00%
Account Balance LKR.25000.00 & above 6.75%
   
Minor’s Savings Account
“Punchi” Minor’s Savings 4.50%
“Punchi Star” Minor’s Savings  6.25%

Merchant Bank of Sri Lanka & Finance PLC © 2019

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