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Fixed Deposit Rates

Current Fixed Deposit Rates (as at 1st July 2020)

Rates for Normal Customers
Period (Month) Monthly Maturity
Rate AER Rate AER
1 - -  6.34%   6.53%
3   6.58%   6.78%   6.61%   6.78%
6   6.81%   7.03%   6.91%   7.03%
12 8.21% 8.53% 8.53% 8.53%
15 8.21%
8.53% 8.53% 8.44%
18 8.21% 8.53% 8.53% 8.36%
24 8.91%
9.28% 9.28% 8.89%
36 9.37% 9.78% 9.78% 8.95%
48 9.39% 9.78% 9.78% 8.60%
60 9.82% 10.28% 10.28% 8.65%

 

Rates for Senior Citizens
Period (Month) Monthly (P.A) Maturity (P.A)
Rate AER Rate AER
1 -
-   6.34%   6.53%
3   6.58%   6.78%   6.61%   6.78%
6   6.81%   7.03%   6.91%   7.03%
12 8.68% 9.03% 9.03% 9.03%
15 8.68% 9.03% 9.03% 8.93%
18 8.68% 9.03% 9.03% 8.84%
24 9.37% 9.78% 9.78% 9.34%
36 9.82% 10.28% 10.28% 9.37%
48 9.82% 10.28% 10.28%
8.99%
60 10.28% 10.78% 10.78% 9.01%

 

 Savings Account Rates

Savings Accounts Rate
Normal Savings 3.00%
Bonus Savings (25% bonus interest(Interest on Interest) 4.00%
Achara Senior Citizen’s Savings 5.50%
   
Higher Saver Accounts
Account Balance LKR.1000.00 - LKR.9999.00 3.00%
Account Balance LKR.10000.00 - LKR.24999.00 4.50%
Account Balance LKR.25000.00 & above 5.50%
   
Minor’s Savings Account
“Punchi” Minor’s Savings 3.00%
“Punchi Star” Minor’s Savings  4.50%

Merchant Bank of Sri Lanka & Finance PLC © 2020

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