Fixed Deposit Rates
Current Fixed Deposit Rates (as at 1st July 2020)
| Rates for Normal Customers | |||||
| Period (Month) | Monthly | Maturity | |||
| Rate | AER | Rate | AER | ||
| 1 | - | - | 6.34% | 6.53% | |
| 3 | 6.58% | 6.78% | 6.61% | 6.78% | |
| 6 | 6.81% | 7.03% | 6.91% | 7.03% | |
| 12 | 8.21% | 8.53% | 8.53% | 8.53% | |
| 15 | 8.21% |
8.53% | 8.53% | 8.44% | |
| 18 | 8.21% | 8.53% | 8.53% | 8.36% | |
| 24 | 8.91% |
9.28% | 9.28% | 8.89% | |
| 36 | 9.37% | 9.78% | 9.78% | 8.95% | |
| 48 | 9.39% | 9.78% | 9.78% | 8.60% | |
| 60 | 9.82% | 10.28% | 10.28% | 8.65% | |
| Rates for Senior Citizens | |||||
| Period (Month) | Monthly (P.A) | Maturity (P.A) | |||
| Rate | AER | Rate | AER | ||
| 1 | - |
- | 6.34% | 6.53% | |
| 3 | 6.58% | 6.78% | 6.61% | 6.78% | |
| 6 | 6.81% | 7.03% | 6.91% | 7.03% | |
| 12 | 8.68% | 9.03% | 9.03% | 9.03% | |
| 15 | 8.68% | 9.03% | 9.03% | 8.93% | |
| 18 | 8.68% | 9.03% | 9.03% | 8.84% | |
| 24 | 9.37% | 9.78% | 9.78% | 9.34% | |
| 36 | 9.82% | 10.28% | 10.28% | 9.37% | |
| 48 | 9.82% | 10.28% | 10.28% |
8.99% | |
| 60 | 10.28% | 10.78% | 10.78% | 9.01% | |
Savings Account Rates
| Savings Accounts | Rate |
| Normal Savings | 3.00% |
| Bonus Savings (25% bonus interest(Interest on Interest) | 4.00% |
| “Achara” Senior Citizen’s Savings | 5.50% |
| Higher Saver Accounts | |
| Account Balance LKR.1000.00 - LKR.9999.00 | 3.00% |
| Account Balance LKR.10000.00 - LKR.24999.00 | 4.50% |
| Account Balance LKR.25000.00 & above | 5.50% |
| Minor’s Savings Account | |
| “Punchi” Minor’s Savings | 3.00% |
| “Punchi Star” Minor’s Savings | 4.50% |
Our service delivery network includes 49 physical branches island wide, to ensure easy access to financial services.
