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Fixed Deposit Rates

Current Fixed Deposit Rates (as at 01st April 2020)

Rates for Normal Customers
Period (Month) Monthly Maturity
Rate AER Rate AER
1 - -   8.35%   8.68%
3   8.75%   9.11%   8.85%   9.15%
6   9.25%   9.65%   9.45%   9.67%
12 10.85% 11.41% 11.44% 11.44%
15 10.85%
11.41% 11.44% 11.29%
18 10.85% 11.41% 11.44% 11.14%
24 11.50%
12.13% 12.19% 11.53%
36 11.90% 12.57% 12.65% 11.32%
48 12.00%
12.68% 12.69% 10.81%
60 12.35% 13.07% 13.10% 10.60%

 

Rates for Senior Citizens
Period (Month) Monthly (P.A) Maturity (P.A)
Rate AER Rate AER
1 -
-   8.35%   8.68%
3   8.75%   9.11%   8.85%   9.15%
6   9.25%   9.65%   9.45%   9.67%
12 11.30% 11.90% 11.94% 11.94%
15 11.30% 11.90% 11.94% 11.77%
18 11.30% 11.90% 11.94% 11.61%
24 12.00% 12.68% 12.69% 11.97%
36 12.40% 13.13% 13.15% 11.72%
48 12.45% 13.19% 13.19%
11.17%
60 12.85% 13.63% 13.60% 10.93%

 

 Savings Account Rates

Savings Accounts Rate
Normal Savings 3.00%
Bonus Savings (25% bonus interest(Interest on Interest) 4.00%
Achara Senior Citizen’s Savings 6.00%
   
Higher Saver Accounts
Account Balance LKR.1000.00 - LKR.9999.00 3.00%
Account Balance LKR.10000.00 - LKR.24999.00 4.50%
Account Balance LKR.25000.00 & above 6.00%
   
Minor’s Savings Account
“Punchi” Minor’s Savings 3.00%
“Punchi Star” Minor’s Savings  5.00%

Merchant Bank of Sri Lanka & Finance PLC © 2020

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