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Fixed Deposit Rates

Current Fixed Deposit Rates (as at 24th April 2020)

Rates for Normal Customers
Period (Month) Monthly Maturity
Rate AER Rate AER
1 - -  7.90%   8.19%
3   8.13%   8.44%   8.18%   8.43%
6   8.36%   8.69%   8.51%   8.69%
12 9.74% 10.19% 10.19% 10.19%
15 9.74%
10.19% 10.19% 10.07%
18 9.74% 10.19% 10.19% 9.95%
24 10.43%
10.94% 10.94% 10.40%
36 10.88% 11.44% 11.44% 10.34%
48 10.88%
11.44% 11.44% 9.88%
60 11.33% 11.94% 11.94% 9.81%

 

Rates for Senior Citizens
Period (Month) Monthly (P.A) Maturity (P.A)
Rate AER Rate AER
1 -
-   7.90%   8.19%
3   8.13%   8.44%   8.18%   8.43%
6   8.36%   8.69%   8.51%   8.69%
12 10.20% 10.69% 10.69% 10.69%
15 10.20% 10.69% 10.69% 10.55%
18 10.20% 10.69% 10.69% 10.42%
24 10.88% 11.44% 11.44% 10.85%
36 11.33% 11.94% 11.94% 10.74%
48 11.33% 11.94% 11.94%
10.25%
60 11.79% 12.44% 12.44% 10.16%

 

 Savings Account Rates

Savings Accounts Rate
Normal Savings 3.00%
Bonus Savings (25% bonus interest(Interest on Interest) 4.00%
Achara Senior Citizen’s Savings 6.00%
   
Higher Saver Accounts
Account Balance LKR.1000.00 - LKR.9999.00 3.00%
Account Balance LKR.10000.00 - LKR.24999.00 4.50%
Account Balance LKR.25000.00 & above 6.00%
   
Minor’s Savings Account
“Punchi” Minor’s Savings 3.00%
“Punchi Star” Minor’s Savings  5.00%

Merchant Bank of Sri Lanka & Finance PLC © 2020

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