Fixed Deposit Rates
Current Fixed Deposit Rates (as at 1st July 2021)
| Rates for Normal Customers | |||||
| Period (Month) | Monthly | Maturity | |||
| Rate | AER | Rate | AER | ||
| 1 | - | - | 5.09% | 5.21% | |
| 3 | 5.33% | 5.46% | 5.35% | 5.46% | |
| 6 | 5.57% | 5.71% | 5.63% | 5.71% | |
| 12 | 6.98% | 7.21% | 7.21% | 7.21% | |
| 15 | 6.98% |
7.21% | 7.21% | 7.15% | |
| 18 | 6.98% | 7.21% | 7.21% | 7.09% | |
| 24 | 7.68% |
7.96% | 7.96% | 7.67% | |
| 36 | 8.15% | 8.46% | 8.46% | 7.83% | |
| 48 | 8.15% | 8.46% | 8.46% | 7.56% | |
| 60 | 8.61% | 8.96% | 8.96% | 7.68% | |
| Rates for Senior Citizens | |||||
| Period (Month) | Monthly (P.A) | Maturity (P.A) | |||
| Rate | AER | Rate | AER | ||
| 1 | - |
- | 5.09% | 5.21% | |
| 3 | 5.33% | 5.46% | 5.35% | 5.46% | |
| 6 | 5.57% | 5.71% | 5.63% | 5.71% | |
| 12 | 7.45% | 7.71% | 7.71% | 7.71% | |
| 15 | 7.45% | 7.71% | 7.71% | 7.64% | |
| 18 | 7.45% | 7.71% | 7.71% | 7.57% | |
| 24 | 8.15% | 8.46% | 8.46% | 8.13% | |
| 36 | 8.61% | 8.96% | 8.96% | 8.26% | |
| 48 | 8.61% | 8.96% | 8.96% |
7.96% | |
| 60 | 9.07% | 9.46% | 9.46% | 8.05% | |
Savings Account Rates
| Savings Accounts | Rate |
| Normal Savings | 3.25% |
| Bonus Savings (25% bonus interest(Interest on Interest) | 3.60% |
| “Achara” Senior Citizen’s Savings | 4.50% |
| Higher Saver Accounts | |
| Account Balance LKR.1000.00 - LKR.9999.00 | 3.50% |
| Account Balance LKR.10000.00 - LKR.24999.00 | 4.00% |
| Account Balance LKR.25000.00 & above | 4.50% |
| Minor’s Savings Account | |
| “Punchi” Minor’s Savings | 2.25% |
| “Punchi Star” Minor’s Savings | 3.50% |
Our service delivery network includes 49 physical branches island wide, to ensure easy access to financial services.
