Fixed Deposit Rates
Current Fixed Deposit Rates (as at 24th April 2020)
| Rates for Normal Customers | |||||
| Period (Month) | Monthly | Maturity | |||
| Rate | AER | Rate | AER | ||
| 1 | - | - | 7.90% | 8.19% | |
| 3 | 8.13% | 8.44% | 8.18% | 8.43% | |
| 6 | 8.36% | 8.69% | 8.51% | 8.69% | |
| 12 | 9.74% | 10.19% | 10.19% | 10.19% | |
| 15 | 9.74% |
10.19% | 10.19% | 10.07% | |
| 18 | 9.74% | 10.19% | 10.19% | 9.95% | |
| 24 | 10.43% |
10.94% | 10.94% | 10.40% | |
| 36 | 10.88% | 11.44% | 11.44% | 10.34% | |
| 48 | 10.88% |
11.44% | 11.44% | 9.88% | |
| 60 | 11.33% | 11.94% | 11.94% | 9.81% | |
| Rates for Senior Citizens | |||||
| Period (Month) | Monthly (P.A) | Maturity (P.A) | |||
| Rate | AER | Rate | AER | ||
| 1 | - |
- | 7.90% | 8.19% | |
| 3 | 8.13% | 8.44% | 8.18% | 8.43% | |
| 6 | 8.36% | 8.69% | 8.51% | 8.69% | |
| 12 | 10.20% | 10.69% | 10.69% | 10.69% | |
| 15 | 10.20% | 10.69% | 10.69% | 10.55% | |
| 18 | 10.20% | 10.69% | 10.69% | 10.42% | |
| 24 | 10.88% | 11.44% | 11.44% | 10.85% | |
| 36 | 11.33% | 11.94% | 11.94% | 10.74% | |
| 48 | 11.33% | 11.94% | 11.94% |
10.25% | |
| 60 | 11.79% | 12.44% | 12.44% | 10.16% | |
Savings Account Rates
| Savings Accounts | Rate |
| Normal Savings | 3.00% |
| Bonus Savings (25% bonus interest(Interest on Interest) | 4.00% |
| “Achara” Senior Citizen’s Savings | 6.00% |
| Higher Saver Accounts | |
| Account Balance LKR.1000.00 - LKR.9999.00 | 3.00% |
| Account Balance LKR.10000.00 - LKR.24999.00 | 4.50% |
| Account Balance LKR.25000.00 & above | 6.00% |
| Minor’s Savings Account | |
| “Punchi” Minor’s Savings | 3.00% |
| “Punchi Star” Minor’s Savings | 5.00% |
Our service delivery network includes 49 physical branches island wide, to ensure easy access to financial services.
