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Fixed Deposit Rates

Current Fixed Deposit Rates (as at 1st July 2021)

Rates for Normal Customers
Period (Month) Monthly Maturity
Rate AER Rate AER
1 - -  5.09%   5.21%
3   5.33%   5.46%  5.35%   5.46%
6   5.57%   5.71%  5.63%   5.71%
12   6.98%   7.21%  7.21%   7.21%
15   6.98%
  7.21%  7.21%   7.15%
18   6.98%   7.21%  7.21%   7.09%
24   7.68%
  7.96%  7.96%   7.67%
36   8.15%   8.46%  8.46%   7.83%
48   8.15%   8.46%  8.46%   7.56%
60   8.61%   8.96%  8.96%   7.68%

 

Rates for Senior Citizens
Period (Month) Monthly (P.A) Maturity (P.A)
Rate AER Rate AER
1 -
-   5.09%   5.21%
3   5.33%   5.46%   5.35%   5.46%
6   5.57%   5.71%   5.63%   5.71%
12   7.45%   7.71%   7.71%   7.71%
15   7.45%   7.71%   7.71%   7.64%
18   7.45%   7.71%   7.71%   7.57%
24   8.15%   8.46%   8.46%   8.13%
36   8.61%   8.96%   8.96%   8.26%
48   8.61%   8.96%   8.96%
  7.96%
60   9.07%   9.46%   9.46%   8.05%

 

 Savings Account Rates

Savings Accounts Rate
Normal Savings 3.25%
Bonus Savings (25% bonus interest(Interest on Interest) 3.60%
Achara Senior Citizen’s Savings 4.50%
   
Higher Saver Accounts  
Account Balance LKR.1000.00 - LKR.9999.00 3.50%
Account Balance LKR.10000.00 - LKR.24999.00 4.00%
Account Balance LKR.25000.00 & above 4.50%
   
Minor’s Savings Account  
“Punchi” Minor’s Savings 2.25%
“Punchi Star” Minor’s Savings  3.50%

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