Fixed Deposit Rates
Current Fixed Deposit Rates (as at 01st April 2020)
| Rates for Normal Customers | |||||
| Period (Month) | Monthly | Maturity | |||
| Rate | AER | Rate | AER | ||
| 1 | - | - | 8.35% | 8.68% | |
| 3 | 8.75% | 9.11% | 8.85% | 9.15% | |
| 6 | 9.25% | 9.65% | 9.45% | 9.67% | |
| 12 | 10.85% | 11.41% | 11.44% | 11.44% | |
| 15 | 10.85% |
11.41% | 11.44% | 11.29% | |
| 18 | 10.85% | 11.41% | 11.44% | 11.14% | |
| 24 | 11.50% |
12.13% | 12.19% | 11.53% | |
| 36 | 11.90% | 12.57% | 12.65% | 11.32% | |
| 48 | 12.00% |
12.68% | 12.69% | 10.81% | |
| 60 | 12.35% | 13.07% | 13.10% | 10.60% | |
| Rates for Senior Citizens | |||||
| Period (Month) | Monthly (P.A) | Maturity (P.A) | |||
| Rate | AER | Rate | AER | ||
| 1 | - |
- | 8.35% | 8.68% | |
| 3 | 8.75% | 9.11% | 8.85% | 9.15% | |
| 6 | 9.25% | 9.65% | 9.45% | 9.67% | |
| 12 | 11.30% | 11.90% | 11.94% | 11.94% | |
| 15 | 11.30% | 11.90% | 11.94% | 11.77% | |
| 18 | 11.30% | 11.90% | 11.94% | 11.61% | |
| 24 | 12.00% | 12.68% | 12.69% | 11.97% | |
| 36 | 12.40% | 13.13% | 13.15% | 11.72% | |
| 48 | 12.45% | 13.19% | 13.19% |
11.17% | |
| 60 | 12.85% | 13.63% | 13.60% | 10.93% | |
Savings Account Rates
| Savings Accounts | Rate |
| Normal Savings | 3.00% |
| Bonus Savings (25% bonus interest(Interest on Interest) | 4.00% |
| “Achara” Senior Citizen’s Savings | 6.00% |
| Higher Saver Accounts | |
| Account Balance LKR.1000.00 - LKR.9999.00 | 3.00% |
| Account Balance LKR.10000.00 - LKR.24999.00 | 4.50% |
| Account Balance LKR.25000.00 & above | 6.00% |
| Minor’s Savings Account | |
| “Punchi” Minor’s Savings | 3.00% |
| “Punchi Star” Minor’s Savings | 5.00% |
Our service delivery network includes 49 physical branches island wide, to ensure easy access to financial services.
