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Fixed Deposit Rates

Current Fixed Deposit Rates (as at 1st October 2020)

Rates for Normal Customers
Period (Month) Monthly Maturity
Rate AER Rate AER
1 - -  4.38%   4.47%
3   4.00%   4.07%  4.63%   4.71%
6   4.50%   4.59%  4.88%   4.94%
12   6.00%   6.17%  6.38%   6.38%
15   6.00%
  6.17%  6.38%   6.33%
18   6.00%   6.17%  6.38%   6.28%
24   7.38%
  7.63%  7.63%   7.36%
36   7.84%   8.13%  8.13%   7.55%
48   7.84%   8.13%  8.13%   7.29%
60   8.31%   8.63%  8.63%   7.44%

 

Rates for Senior Citizens
Period (Month) Monthly (P.A) Maturity (P.A)
Rate AER Rate AER
1 -
-   4.38%   4.47%
3   4.00%   4.07%   4.63%   4.71%
6   4.50%   4.59%   4.88%   4.94%
12   6.50%   6.70%   6.88%   6.88%
15   6.50%   6.70%   6.88%   6.82%
18   6.50%   6.70%   6.88%   6.77%
24   7.84%   8.13%   8.13%   6.82%
36   8.31%   8.63%   8.63%   7.98%
48   8.31%   8.63%   8.63%
  7.70%
60   8.77%   9.13%   9.13%   7.81%

 

 Savings Account Rates

Savings Accounts Rate
Normal Savings 3.25%
Bonus Savings (25% bonus interest(Interest on Interest) 3.60%
Achara Senior Citizen’s Savings 4.50%
   
Higher Saver Accounts
Account Balance LKR.1000.00 - LKR.9999.00 3.50%
Account Balance LKR.10000.00 - LKR.24999.00 4.00%
Account Balance LKR.25000.00 & above 4.50%
   
Minor’s Savings Account
“Punchi” Minor’s Savings 2.25%
“Punchi Star” Minor’s Savings  3.50%

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