Fixed Deposit Rates
Current Fixed Deposit Rates (as at 1st October 2020)
| Rates for Normal Customers | |||||
| Period (Month) | Monthly | Maturity | |||
| Rate | AER | Rate | AER | ||
| 1 | - | - | 4.38% | 4.47% | |
| 3 | 4.00% | 4.07% | 4.63% | 4.71% | |
| 6 | 4.50% | 4.59% | 4.88% | 4.94% | |
| 12 | 6.00% | 6.17% | 6.38% | 6.38% | |
| 15 | 6.00% |
6.17% | 6.38% | 6.33% | |
| 18 | 6.00% | 6.17% | 6.38% | 6.28% | |
| 24 | 7.38% |
7.63% | 7.63% | 7.36% | |
| 36 | 7.84% | 8.13% | 8.13% | 7.55% | |
| 48 | 7.84% | 8.13% | 8.13% | 7.29% | |
| 60 | 8.31% | 8.63% | 8.63% | 7.44% | |
| Rates for Senior Citizens | |||||
| Period (Month) | Monthly (P.A) | Maturity (P.A) | |||
| Rate | AER | Rate | AER | ||
| 1 | - |
- | 4.38% | 4.47% | |
| 3 | 4.00% | 4.07% | 4.63% | 4.71% | |
| 6 | 4.50% | 4.59% | 4.88% | 4.94% | |
| 12 | 6.50% | 6.70% | 6.88% | 6.88% | |
| 15 | 6.50% | 6.70% | 6.88% | 6.82% | |
| 18 | 6.50% | 6.70% | 6.88% | 6.77% | |
| 24 | 7.84% | 8.13% | 8.13% | 6.82% | |
| 36 | 8.31% | 8.63% | 8.63% | 7.98% | |
| 48 | 8.31% | 8.63% | 8.63% |
7.70% | |
| 60 | 8.77% | 9.13% | 9.13% | 7.81% | |
Savings Account Rates
| Savings Accounts | Rate |
| Normal Savings | 3.25% |
| Bonus Savings (25% bonus interest(Interest on Interest) | 3.60% |
| “Achara” Senior Citizen’s Savings | 4.50% |
| Higher Saver Accounts | |
| Account Balance LKR.1000.00 - LKR.9999.00 | 3.50% |
| Account Balance LKR.10000.00 - LKR.24999.00 | 4.00% |
| Account Balance LKR.25000.00 & above | 4.50% |
| Minor’s Savings Account | |
| “Punchi” Minor’s Savings | 2.25% |
| “Punchi Star” Minor’s Savings | 3.50% |
Our service delivery network includes 49 physical branches island wide, to ensure easy access to financial services.
